“Home prices continued to rise across the country with the S&P CoreLogic Case-Shiller National Index rising at the fastest annual rate since June 2014,”

“Home prices were higher in all 20 cities tracked by these indices compared to a year earlier; 16 cities saw annual price increases accelerate from last month.

“Most economic indicators suggest that home prices can see further gains. Rental rates and home prices are climbing, the rent-to-buy ratio remains stable, the average rate on a 30-year mortgage is still under 4%, and at a 3.8-month supply, the inventory of homes for sale is still low.

Why get Advice?

The right kind of financial advice can really make a big difference.

When advice can help you

There are some turning points in your life where professional financial
advice is particularly useful:

This year, a key theme of the QBE Australian Housing Outlook is the influence of units.

The interplay between demand, supply and lending activity paints a compelling picture of the market and how, set against historic low interest rates, it has arrived at its current state.

Whether as a first home buyer, upgrader, downsizer, investor, renter or property industry participant, Australia’s enduring love affair with the spaces in which we live shows no sign of abating.

Self-managed super funds (SMSFs) are the fastest growing super sector in Australia.

One of the key reasons for their growing popularity is the level of investment freedom they offer.

Other advantages include potentially greater tax and estate planning flexibility and the opportunity to set up one fund for up to four people.

But with these additional benefits comes a range of additional responsibilities not required if you choose to hold your super with a ‘publicly available’ fund.

Being tax-smart when investing in property means more than making the right property choices.

Avoiding these common mistakes will save you time and money.

Can we all be above average?

94% of college professors rated themselves above average relative to their peers

Ancient Brains in a modern world

Behavioural Biases

All about Awareness!

"Are you ready to buy a home"

"Finding the right property"

"Before you buy"

Was one of the most immortal scientists in history also one of the world’s most mortal investors?

so the great man might or might not ever have said that he “could calculate the motions of the heavenly bodies, but not the madness of the people.”

But surely the author of the law of universal gravitation must have learned the First Law of Financial Gravity: What goes up must come down, and what goes up the most will come down the hardest.

"Its hard to correctly time the exit at the top and the re-entry at the bottom of the market."

"an investor who missed the 10 best market return days during the period analysed (May 1995 to July 2017) would have given up a third of the portfolio return they could have earned if they had been invested for the entire 22-year period."

"Short-term volatility can be nerve-wracking."

"That conclusion is utterly unacceptable"

"Part of the problem is low interest rates"

"Part of the difficulty has been created by a doubling in the taper rate"

" At the very least, the taper rate needs to be reworked so as to ensure that our system does not encourage retirees to flippantly dissipate their superannuation savings in order to gain access to what, on current rates of interest at least, look like generous pension entitlements."