Michael Clapham

3 September 2020

Boosting Finances, Lifestyle, Mental Health, Money, opportunity

Five ways to increase your financial wellbeing

Michael Clapham

3 September 2020

Boosting Finances, Lifestyle, Mental Health, Money, opportunity

Five ways to increase your financial wellbeing

If you would like to know more about how to improve your financial wellbeing, talk to a financial adviser.

Michael Clapham

28 May 2019

Boosting Finances, Budget, Family, Love, Money, Relationships, Saving Money, Wealth Creation

9 tips when you don't size up in the financial department

Michael Clapham

28 May 2019

Boosting Finances, Budget, Family, Love, Money, Relationships, Saving Money, Wealth Creation

9 tips when you don't size up in the financial department

If your partner is on point when it comes to managing their finances, whereas you don’t have the faintest (do you even know how much cash is in your account right now, or how much money you owe?), it’s a chat that mightn’t end well.

Michael Clapham

18 April 2019

Assets, Boosting Finances, Budget, Debt, Family, Love, Money, Relationships, Wealth Creation

10 conversations to have when your relationship heats up

Michael Clapham

18 April 2019

Assets, Boosting Finances, Budget, Debt, Family, Love, Money, Relationships, Wealth Creation

10 conversations to have when your relationship heats up

Committing to something that you both think is fair could go a long way here.

Michael Clapham

9 April 2019

Boosting Finances, Budget, Cash, Debt, Family, Investing, Money, Love, opportunity, Saving Money, Wealth Creation

How important is money to your wellbeing?

Michael Clapham

9 April 2019

Boosting Finances, Budget, Cash, Debt, Family, Investing, Money, Love, opportunity, Saving Money, Wealth Creation

How important is money to your wellbeing?

It’s not just your circumstances that influence financial wellbeing. There are two significant money behaviours identified by the ANZ report as being key to better financial wellbeing and it’s all about sticking to a budget:

Michael Clapham

2 April 2019

Boosting Finances, Cash, Debt, Investing, Mortgage, opportunity, Money, Pension, Saving Money, Superannuation, Wealth Creation

9 retirement thought straters for people in or nearing their 40s

Michael Clapham

2 April 2019

Boosting Finances, Cash, Debt, Investing, Mortgage, opportunity, Money, Pension, Saving Money, Superannuation, Wealth Creation

9 retirement thought straters for people in or nearing their 40s

Procrastinating and leaving important decisions for another day is something many of us can relate to, but in reality the more time you give yourself to think these things through, the better off you may be.

Michael Clapham

28 March 2019

Boosting Finances, Borrowing, Budget, Cash, Debt, Family, Investing, Money, Mortgage, Saving Money, Superannuation, Wealth Creation

6 ways to navigate your finances in your 40s

Michael Clapham

28 March 2019

Boosting Finances, Borrowing, Budget, Cash, Debt, Family, Investing, Money, Mortgage, Saving Money, Superannuation, Wealth Creation

6 ways to navigate your finances in your 40s

In your 40s, with luck, you’ve left behind the credit card debt and personal loans from your 20s and 30s. After all, these days, you’ve got enough to juggle and should be dealing with only one non-deductible debt.

Michael Clapham

26 March 2019

Estate Planning, Family, Love, Money, Power of Attorney, Relationships, Self Managed Super Fund, SMSF, Superannuation, Wills

How to protect your loved ones after your're gone

Michael Clapham

26 March 2019

Estate Planning, Family, Love, Money, Power of Attorney, Relationships, Self Managed Super Fund, SMSF, Superannuation, Wills

How to protect your loved ones after your're gone

"It’s difficult enough for families to cope with the loss of a loved one, but the added burden of dealing with the remaining estate can make an emotional time even more traumatic"

Michael Clapham

22 March 2019

Asset Allocation, Boosting Finances, Diversification, Insurance, Investing, Money, opportunity, Portfolio, Saving Money, Self Managed Super Fund, SMSF, Superannuation, Wealth Creation, Wills

Is an SMSF Right For You Guide - E-Book

Michael Clapham

22 March 2019

Asset Allocation, Boosting Finances, Diversification, Insurance, Investing, Money, opportunity, Portfolio, Saving Money, Self Managed Super Fund, SMSF, Superannuation, Wealth Creation, Wills

“SMSFs offer a number of advantages over traditional retail or industry super funds”.

Michael Clapham

13 March 2019

Australians, Boosting Finances, Borrowing, Budget, Cash, Money, Risk, Saving Money, Debt, Credit Card

How to escape the Credit Card debt trap

Michael Clapham

13 March 2019

Australians, Boosting Finances, Borrowing, Budget, Cash, Money, Risk, Saving Money, Debt, Credit Card

Did you know that a $2,000 credit card debt would take 17 years to repay if you only pay the minimum repayment?2

Michael Clapham

8 March 2019

Asset Allocation, Boosting Finances, Borrowing, Diversification, Cash, Global, Investing, Money, opportunity, Pension, Portfolio, Property, Risk, Saving Money, Superannuation, Wealth Creation

An Introduction to Investing E-Book

Michael Clapham

8 March 2019

Asset Allocation, Boosting Finances, Borrowing, Diversification, Cash, Global, Investing, Money, opportunity, Pension, Portfolio, Property, Risk, Saving Money, Superannuation, Wealth Creation

With its rewards, however, investing can also be challenging and confusing. Whether you dream of a new house or an investment property, money for your children’s education or the comfort of security and freedom in retirement – understanding the principles of good investing is the foundation of achieving your financial goals. Achieving these goals shouldn’t be luck. It requires commitment, research and patience, to ensure the outcome will be anything but uncertain. And, as with most things, you should plan ahead before you start.