Michael Clapham
Federal Budget 2022-23 Summary

Expanding eligibility to downsizer measures: Legislation has been introduced to reduce the downsizer eligibility age from 60 to 55. This measure will take effect from the first quarter after passing into law, which is expected to be 1 January 2023.

Federal Budget 2022-23 Summary
Michael Clapham
Shares sliding again – what’s driving it and is ...

Share market pullbacks are healthy and normal - their volatility is the price we pay for the higher returns they provide over the long term.

Shares sliding again – what’s driving it and is there any light at the end of the tunnel?
Michael Clapham
Six steps to building good financial habits

But adopting good financial habits isn’t always as easy as it sounds, start building good financial habits with these six steps.

Six steps to building good financial habits
Australians, Government, Superannuation, Budget
Michael Clapham
Federal Budget 2020 Snapshot

The Government has announced that it will bring forward stage two of the previously legislated tax cuts that were due

to take effect from 1 July 2022 by two years.

Federal Budget 2020 Snapshot
Boosting Finances, Lifestyle, opportunity, Saving Money, Wealth Creation
Michael Clapham
Your money goals and how to reach them

Not all financial goals are achievable or can be done in the timeframe you have set for yourself. Don’t trip yourself up before you start by being over ambitious or impractical.

Your money goals and how to reach them

Markets

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Should The RBA raise rates to prepare housholds for highre global rates

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Should The RBA raise rates to prepare housholds for highre global rates

And so it’s been this week with a former RBA Board member arguing that the RBA should raise rates by 0.25% to prepare households for higher global interest rates and that the RBA should consider ditching its inflation target in favour of targeting nominal growth.

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Asset Allocation & Market Pull Back

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Asset Allocation & Market Pull Back

“The probability of loss in all Australian Equities is 28% with a frequency of negative returns (years) 3.6 ”

“In the short run, the market is a voting machine but in the long run, it is a weighting machine”