Estate Planning

Where to seek advice in uncertain times.

Where to seek advice in uncertain times.

There is no other time when professional advice is more valuable than it is now. So if you have a financial planner, talk to them.

6 Misconceptions About Life Insurnace

6 Misconceptions About Life Insurnace

Unfortunately, there are a lot of misconceptions about life insurance which can lead to missed opportunities to protect ourselves and our dependants. In this article, we’ll set the record straight for six of them.

How to protect your loved ones after your're gone

How to protect your loved ones after your're gone

"It’s difficult enough for families to cope with the loss of a loved one, but the added burden of dealing with the remaining estate can make an emotional time even more traumatic"

Tips for making an effective Will

Tips for making an effective Will

While you can leave your estate to pretty much anyone you like, you do need to be careful. Challenges against a Will often occur when people feel they haven’t been provided for fairly.

Understanding different types of retirement pensions

Understanding different types of retirement pensions

Currently, to be eligible for a full or part Age Pension, you must satisfy an income test and an assets test, as well as other requirements.

Superannuation and separation: Who keeps the money?

Superannuation and separation: Who keeps the money?

Another thing to note is even if one of you hasn’t contributed to super for many years, that person could still be entitled to a percentage of the other’s super.

How to fund a child's education

How to fund a child's education

Accumulating funds in a child’s name is generally not suitable as the unearned income of a minor is taxed at the top marginal tax rate.

SMSFs and your retirement horizon

SMSFs and your retirement horizon

Here we look at what to consider when deciding on the right mix of investments for your SMSF as you countdown the years to retirement.

5 tips for a stress-free converstaion about your will

5 tips for a stress-free converstaion about your will

But no matter how stressful that conversation is, not talking about what’s in your Will could cause confusion, bitterness, far bigger family feuds and even legal battles after you’re gone.

Would downsizing be worthwhile for you?

Would downsizing be worthwhile for you?

Where you could save ‘Super”, “Mortgage”, “Utilities”