29 August 2018

Asset Allocation, Assets, Boosting Finances, Diversification, Estate Planning, Family, Investing, Portfolio, Property, Risk, Saving Money, Superannuation, Wealth Creation

SMSFs and your retirement horizon

Michael Clapham

29 August 2018

Asset Allocation, Assets, Boosting Finances, Diversification, Estate Planning, Family, Investing, Portfolio, Property, Risk, Saving Money, Superannuation, Wealth Creation

Here we look at what to consider when deciding on the right mix of investments for your SMSF as you countdown the years to retirement.

Michael Clapham

24 August 2018

Assets, Australians, Boosting Finances, Borrowing, Family, Individual Tax, Investing, Mortgage, Portfolio, Property, Risk, Wealth Creation

Is it better to buy an investment property or home first?

Michael Clapham

24 August 2018

Assets, Australians, Boosting Finances, Borrowing, Family, Individual Tax, Investing, Mortgage, Portfolio, Property, Risk, Wealth Creation

Is it better to buy an investment property or home first?

Its worth knowing some more about both options to ensure you’re making a well informed decision.

Michael Clapham

14 August 2018

Asset Allocation, Assets, Boosting Finances, Diversification, Global, Investing, Portfolio, Price, Risk

How to stay focussed in volatile markets

Michael Clapham

14 August 2018

Asset Allocation, Assets, Boosting Finances, Diversification, Global, Investing, Portfolio, Price, Risk

How to stay focussed in volatile markets

So the market just fell. You’re reading headlines claiming billions of dollars of value have been wiped off the stock market in a matter of hours, days. You check into your account and see that your investments have also been affected. What will you do?

Michael Clapham

6 August 2018

Assets, Asset Allocation, Australians, Borrowing, Diversification, Family, Investing, Mortgage, Portfolio, Price, Property, RBA, Risk, Wealth Creation

Property market chart pack July 2018 -CoreLogic

Michael Clapham

6 August 2018

Assets, Asset Allocation, Australians, Borrowing, Diversification, Family, Investing, Mortgage, Portfolio, Price, Property, RBA, Risk, Wealth Creation

Property market chart pack July 2018 -CoreLogic

Sydney dwelling values have fallen by -0.9% over the second quarter of 2018 and they are -4.5% lower over the past year. Dwelling values across Sydney are now -4.8% lower than their July 2017 peak.

Michael Clapham

3 August 2018

Asset Allocation, Assets, Boosting Finances, Diversification, Individual Tax, Investing, Portfolio, Property, Risk, Wealth Creation

Tax Differences: Property vs Shares

Michael Clapham

3 August 2018

Asset Allocation, Assets, Boosting Finances, Diversification, Individual Tax, Investing, Portfolio, Property, Risk, Wealth Creation

This prompted me to think about the relative pros and cons of property and share investment in terms of tax.

Michael Clapham

20 July 2018

Boosting Finances, Budget, Diversification, Estate Planning, Family, Insurance, Investing, Portfolio, Property, Risk, Saving Money, Superannuation, Wealth Creation, Wills

Financial advice and you - Where to start

Michael Clapham

20 July 2018

Boosting Finances, Budget, Diversification, Estate Planning, Family, Insurance, Investing, Portfolio, Property, Risk, Saving Money, Superannuation, Wealth Creation, Wills

Financial advice and you - Where to start

“The right kind of financial advice can really make a big difference”

It can help you: - set your financial goals and achieve them - make the most of your money - get any government assistance you’re entitled to - feel more in control of your finances and your life - avoid expensive mistakes - protect your assets

Michael Clapham

19 June 2018

Boosting Finances, Investing, Saving Money, Superannuation, Wealth Creation

Guide to superannuation and contributions

Michael Clapham

19 June 2018

Boosting Finances, Investing, Saving Money, Superannuation, Wealth Creation

Guide to superannuation and contributions

In this Guide you will find more information about contributing to superannuation, including information for those saving for a first home, on lower incomes or who are self-employed.