Wealth Creation

Market Volatility An Overview

Market Volatility An Overview

Why do markets move so much?

Markets are influenced by many things – industrial, economic, political and social factors can all have an impact. For example, consumer and business confidence affect spending and therefore company profits. Global trade and production naturally affect economic growth.

Could your home deposit be helped by your super?

Could your home deposit be helped by your super?

What happens when you’re ready to buy?

How to spend more to save

How to spend more to save

Did you know that many manufacturers have been using techniques to deliberately reduce the life of a product to increase its replacement rate and sell you the same thing again? It’s called planned obsolescence.

How to fund a child's education

How to fund a child's education

Accumulating funds in a child’s name is generally not suitable as the unearned income of a minor is taxed at the top marginal tax rate.

SMSFs and your retirement horizon

SMSFs and your retirement horizon

Here we look at what to consider when deciding on the right mix of investments for your SMSF as you countdown the years to retirement.

Is it better to buy an investment property or home first?

Is it better to buy an investment property or home first?

Its worth knowing some more about both options to ensure you’re making a well informed decision.

Property market chart pack July 2018 -CoreLogic

Property market chart pack July 2018 -CoreLogic

Sydney dwelling values have fallen by -0.9% over the second quarter of 2018 and they are -4.5% lower over the past year. Dwelling values across Sydney are now -4.8% lower than their July 2017 peak.

Tax Differences: Property vs Shares

Tax Differences: Property vs Shares

This prompted me to think about the relative pros and cons of property and share investment in terms of tax.

Compare principal and interest and interest-only home loans

Compare principal and interest and interest-only home loans

We delve into two of the most popular home loans: principal and interest and interest-only.

Would downsizing be worthwhile for you?

Would downsizing be worthwhile for you?

Where you could save ‘Super”, “Mortgage”, “Utilities”