Michael Clapham
Federal Budget 2022-23 Summary

Expanding eligibility to downsizer measures: Legislation has been introduced to reduce the downsizer eligibility age from 60 to 55. This measure will take effect from the first quarter after passing into law, which is expected to be 1 January 2023.

Federal Budget 2022-23 Summary
Michael Clapham
Shares sliding again – what’s driving it and is ...

Share market pullbacks are healthy and normal - their volatility is the price we pay for the higher returns they provide over the long term.

Shares sliding again – what’s driving it and is there any light at the end of the tunnel?
Michael Clapham
Six steps to building good financial habits

But adopting good financial habits isn’t always as easy as it sounds, start building good financial habits with these six steps.

Six steps to building good financial habits
Australians, Government, Superannuation, Budget
Michael Clapham
Federal Budget 2020 Snapshot

The Government has announced that it will bring forward stage two of the previously legislated tax cuts that were due

to take effect from 1 July 2022 by two years.

Federal Budget 2020 Snapshot
Boosting Finances, Lifestyle, opportunity, Saving Money, Wealth Creation
Michael Clapham
Your money goals and how to reach them

Not all financial goals are achievable or can be done in the timeframe you have set for yourself. Don’t trip yourself up before you start by being over ambitious or impractical.

Your money goals and how to reach them

Wills

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6 Misconceptions About Life Insurnace

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6 Misconceptions About Life Insurnace

Unfortunately, there are a lot of misconceptions about life insurance which can lead to missed opportunities to protect ourselves and our dependants. In this article, we’ll set the record straight for six of them.

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How to protect your loved ones after your're gone

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How to protect your loved ones after your're gone

"It’s difficult enough for families to cope with the loss of a loved one, but the added burden of dealing with the remaining estate can make an emotional time even more traumatic"

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Is an SMSF Right For You Guide - E-Book

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Is an SMSF Right For You Guide - E-Book

“SMSFs offer a number of advantages over traditional retail or industry super funds”.

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Having a baby

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Having a baby

Have a money conversation with your partner

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Tips for making an effective Will

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Tips for making an effective Will

While you can leave your estate to pretty much anyone you like, you do need to be careful. Challenges against a Will often occur when people feel they haven’t been provided for fairly.

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5 tips for a stress-free converstaion about your will

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5 tips for a stress-free converstaion about your will

But no matter how stressful that conversation is, not talking about what’s in your Will could cause confusion, bitterness, far bigger family feuds and even legal battles after you’re gone.

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Financial advice and you - Where to start

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Financial advice and you - Where to start

“The right kind of financial advice can really make a big difference”

It can help you: - set your financial goals and achieve them - make the most of your money - get any government assistance you’re entitled to - feel more in control of your finances and your life - avoid expensive mistakes - protect your assets

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Estate Planning Make sure your money goes where you want it

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Estate Planning Make sure your money goes where you want it

Estate plans can be a complex area. So you may want to consider seeking professional advice to help guide you through the maze of legal, tax and financial matters arising from estate planning.